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MORTGAGES Q & A
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Can we fire our real estate agent?
You bet. If your agent isn't living up to expectations, you may need a full-time buyer's agent to represent your interests and avoid conflicts of interest.
QUESTIONS FROM OUR READERS
Why aren't my bids on foreclosures getting accepted?
Is it an offense to buy a less expensive house and then short sale or foreclose the current one?
Can you be considered a first-time home buyer if you've owned a home before?
Can I cosign for my father's refinancing without putting my name on the title?
Should I pursue a "rent-to-buy" deal?
Where does the money go if I pay extra on my mortgage?
How can I get money to buy a new house when I can't sell my current one?
Should I continue to double my mortgage payments or invest some of the money elsewhere?
Can I force my lender to honor a quote if I didn't lock in the rate?
Are there loans that will let me borrow enough money to buy and renovate a home?
Can we refinance if my husband's work is considered temporary?
Can my dad cosign my mortgage if he doesn't live in the house?
Are FHA loans only for people with bad credit?
What should we do if we have to close on a new home before our old one sells?
How can I figure out what price home I can afford to buy?
How can I avoid taking out a piggyback loan?
Should I get preapproved by more than one mortgage lender?
Can my husband apply for a mortgage on his own so my student loans won't be considered?
Could we save enough in taxes to offset the cost of buying a more expensive condo?
What is the overall concept of a home loan?
Is it harder to qualify for a mortgage when there are multiple co-signers?
What are annual percentage rates on mortgages?
Is an upside-down loan a program to help those who can't afford their adjustable-rate mortgage?
Should my girlfriend and I get an interest-only loan to buy a $1.4 million place in New York City?
Will co-signing for my daughter's student loans hurt our ability to get a good mortgage?
Should I help some creative real estate investors buy a house in my name?
Are my closing costs too high?
If I pay off my house in 10 years will I still have to pay 30 years worth of finance charges?
I owe $109,000 on my mortgage but my house is only worth $80,000. Can I sell it?
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